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Community Asset Planning

HOA Reserve Study Analysis

Proper planning for future capital expenses is essential for maintaining the structural and financial integrity of any property. Maven combines engineering expertise with financial analysis to deliver data-driven funding plans that keep associations prepared for major repairs and replacements.

30yr
Component Life Analysis
63
Components In Sample Study
$1,900+
Studies Starting At
100%
State Compliant
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Overview

What is a reserve study?

A reserve study is a comprehensive engineering and financial analysis designed to project capital expenditure requirements over a 30-year horizon. Maven evaluates common-area components, remaining useful life, and replacement costs so boards can fund repairs without relying on special assessments.

Property managers and board members use this data to evaluate current reserve adequacy, project future expenditure requirements, optimize monthly contribution rates, and minimize special-assessment risk.

Each analysis incorporates current construction cost data from industry-standard databases including RS Means and Marshall & Swift, with regional cost factors and multiple engineering reviews so projections stay accurate and defensible.

Reserve Funding: Adequate vs. Underfunded

Well-Funded Community70-100% Funded
Planned replacements coveredNo special assessments
Underfunded CommunityBelow 30%
Emergency repairs unfundedSpecial assessments likely

In our Green Hill Condominiums analysis, reserves were funded at just 2.89% of the fully funded balance - a $14,104.79 per-unit deficit that required a structured funding plan.

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What We Evaluate

Comprehensive component analysis.

Our engineers evaluate every major building system and site component, documenting current condition, remaining useful life, and estimated replacement cost.

Roofing Systems

Shingles, flat roofs, flashing, gutters, downspouts

Paving & Concrete

Parking lots, sidewalks, curbing, speed bumps

Mechanical Systems

Elevators, HVAC, pumps, generators

Plumbing

Main lines, irrigation, water heaters, fixtures

Electrical

Lighting, panels, transformers, emergency systems

Building Envelope

Siding, stucco, windows, doors, balconies

Painting & Coatings

Exterior paint, sealants, waterproofing

Landscaping

Trees, irrigation, fencing, retaining walls

Pool & Amenities

Pool equipment, fitness, clubhouse, playgrounds

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Engineering analysis investment.

Pricing is scaled to property complexity and component scope. Every study includes detailed component evaluation, 30-year financial modeling, multiple engineering reviews, and an implementation strategy.

Small Property

Under 50 units

$1,900+

Complete component evaluation, 30-year financial modeling, and implementation strategy.

Mid-Size Property

50–150 units

$2,500–$4,000

Investment scales with component complexity and system interaction.

Large Property

150+ units

$4,000–$7,500

Expanded analysis for higher component counts and more complex systems.

Pricing varies based on property complexity, component count, and specific analysis requirements.

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Case Study

Green Hill Condominiums technical analysis.

This 96-unit property presented complex technical challenges requiring precise component evaluation and financial modeling. Current reserves of $40,320 represented just 2.89% of the fully funded balance of $1,394,380.24.

2.89%

Current Funded Status

$14,104.79

Per-Unit Deficit

63

Components Evaluated

Building Exterior Systems

A three-phase replacement strategy with calculated expenditures:

2028$68,595.94
2032$77,205.33
2040$97,801.40

Roofing System Analysis

Technical evaluation established replacement requirements:

Current Cost$325,532
Projected Year2042
Monthly Funding$960.84

Beginning with monthly requirements of $10,298.71, the model incorporates 3.00% annual inflation, 1.50% interest earnings, and a 3.00% contingency allocation, with a path to 94% funded status by 2054.

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Who Needs This

Built for community leaders.

Condominium Associations

State law in many jurisdictions requires condominiums to maintain a current reserve study. Even where not required, it's essential for fiscal responsibility.

Homeowner Associations

HOAs with common area amenities - pools, clubhouses, roads, landscaping - need reserve studies to plan for major repairs and replacements.

Cooperative Housing

Co-ops face unique reserve challenges with shared building systems. Our studies help boards plan for major capital improvements.

Property Management Companies

Demonstrate fiduciary responsibility and provide your boards with the engineering-backed data they need to make informed decisions.

Protect your community's future.

Get an engineering-based reserve study that gives your board the data they need to make confident funding decisions.

Insights

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Fresh cost segregation and tax-strategy reading from our engineers and CPAs.

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